Financing Available

Drive Home Today.
Pay Over Time.

We work with Sheffield Financial to get you competitive rates, flexible terms, and fast approvals — whether you're buying for personal use or your business.

7.24%
Rates Starting At
72 mo
Terms Up To
$0
Down (OAC)
Same Day
Approvals Available
Simple Process

How It Works

01

Choose Your Trailer

Browse our inventory and find the trailer that fits your needs. Our team can help you narrow it down.

02

Apply Online or In-Store

Fill out a quick application — takes about 5 minutes. Most decisions come back same day.

03

Get Approved

Once approved, we'll walk you through your rate, term, and monthly payment options.

04

Drive It Home

Sign the paperwork and hitch up. Same-day pickup available on most in-stock trailers.

Our Partners

Lending Partners

We work with three trusted lenders to cover personal, commercial, and specialty financing needs.

Preferred Lender

Sheffield Financial

Trailer & Equipment Specialist
Rates
Rates from 7.24% APR
Terms
Up to 72 months
Min Loan
$1,000

Our preferred lender. Fast approvals, competitive rates, and trailer-specific programs for both personal and commercial buyers.

Eligible Trailers
Cargo Trailers
Utility Trailers
Equipment Trailers
Dump Trailers
Landscape Trailers
Car Haulers
Fast online application
No prepayment penalties
Same-day decisions available

*APR rates shown are starting rates for qualified buyers. Actual rate depends on credit profile, loan amount, and term. OAC — on approved credit.

Common Questions

Financing FAQ

What credit score do I need to qualify?

Sheffield Financial works with a wide range of credit profiles, including scores as low as 600 in many cases. We encourage everyone to apply.

Can I finance a trailer for my business?

Yes. Sheffield Financial offers commercial financing for LLCs, sole proprietors, and corporations. Trailers may also qualify for Section 179 tax deductions — consult your accountant.

How long does approval take?

Most applications receive a decision within a few hours during business days. In many cases, you can apply in the morning and drive home with your trailer the same afternoon.

Is there a down payment required?

Down payment requirements depend on your credit profile. Some programs offer $0 down for qualified buyers. We'll help you find the best fit.

Can I pay off my loan early?

Yes. Sheffield Financial allows early payoff without prepayment penalties.

Do you offer in-house financing?

We work exclusively with Sheffield Financial. This gives you access to competitive rates and flexible terms through a lender that specializes in trailers and outdoor power equipment.

Ready to Get Started?

Browse our inventory, pick your trailer, and apply for financing — all in the same visit.